Appraisal services for Bartlett and Shelby County homeowners

Here are the top seven reasons why TN homeowners call on Statewide Appraisal Service of Memphis LLC:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge Shelby county's assessment of your propertyworth
To cut a monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a TN divorce, when real estate property needs to be divided
To determine the true market value of real estate in question to settle an estate in Shelby County or the state of TN

Do you own a house in or near Bartlett? Do you need help deciding the price of your real estate?
Contact Statewide Appraisal Service of Memphis LLC.

At Statewide Appraisal Service of Memphis LLC, we understand the particular needs of a customer seeking appraisal services. Our customary business clients get the appraisal process and the standard reporting formats. But as a consumer,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. The professional appraisers at Statewide Appraisal Service of Memphis LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value conclusion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Statewide Appraisal Service of Memphis LLC, we're qualified in helping homeowners just like you delete unnecessary PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if you live in an area that's going down. That means you're most likely paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Statewide Appraisal Service of Memphis LLC is your strongest weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Statewide Appraisal Service of Memphis LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd wish to have a seasoned expert double-check it for preciseness or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Statewide Appraisal Service of Memphis LLC can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.